Your TPD insurance is hidden inside your super, but the policy language isn’t exactly user-friendly. This blog shows you how to decode your cover so you understand what you’re entitled to.
Key Terms to Look For
* Definition of “Total and Permanent Disability”
* Exclusions for pre-existing conditions
* Waiting periods and medical requirements
What Makes a Policy Hard to Claim?
Some policies use stricter definitions, like “unable to work in any occupation” versus “your usual occupation.” Others include tricky time limits or hidden exclusions.
Free Policy Review With WKB Lawyers
We translate legal jargon into plain English and tell you if your cover is strong or limited. Don’t guess – let us check it. Book a free policy review with WKB Lawyers on 1800865225.