Insurer: GESB
Condition: Diabetic kidney disease & cardiac complications
Occupation: University Lecturer
Benefit: $190,000
Outcome: Despite her academic background and relatively high-functioning appearance, Natasha’s claim was initially dismissed as not meeting the ‘permanent incapacity’ threshold. We obtained letters from her nephrologist and cardiologist confirming that returning to work was no longer viable and secured approval shortly after submission.